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Location
Where this is
Street-level
Bargain Village
Jharkhand
Street-level coordinate, derived from a registered address in Bargain Village. We print the registered office as filed with the MCA, trimmed of contact details; it never appears in a report or an export, and a request from the company removes it within two working days.
This is the registered office on the company's own MCA filing, which is the address printed above. A registered office is frequently a founder's home, and it is not necessarily where the company works.
Map data © OpenStreetMap contributors · © Protomaps
Geocode confidence: high
See all Ranchi startups on the map How we placed this startup
In context
What this startup amounts to
FUTUSURE BUSINESS SOLUTION PRIVATE LIMITED is a Startup India startup placed at street level in Bargain Village, one of 1,971 startups we hold in Ranchi. 100 of those startups are filed under Professional & Commercial Services, 5% of the district. It carries no funding signal of any class, which is true of 1,755 of the 1,971 startups in Ranchi.
Every figure above is counted from the 2026-08 snapshot and is the same number the page it links to prints.
In their own words
Futusure is a Ranchi-based fintech startup leveraging Artificial Intelligence and Behavioural Science to transform financial decision-making for individuals and MSMEs. The Problem:Traditional fintech platforms focus only on transactions, credit scoring, and data. They ignore a critical factor - human behaviour. 80% of financial mistakes happen due to behavioural biases like panic selling, FOMO investing, delayed payments, and poor budgeting. Banks and NBFCs face high NPAs because they cannot predict how a user will behave with money in future.Our Innovation:Futusure combines Fintech + AI + Behavioural Analytics to build "Behavioural Financial Intelligence". Our proprietary AI engine analyses a user's transaction history, app usage, spending patterns, and digital footprint to understand their financial behaviour. We then use Behavioural Economics models like Nudge Theory, Loss Aversion, and Habit Loop to provide personalized interventions. Example: If our AI detects a user is likely to overspend before salary, it sends a behavioral nudge + locks discretionary spending. If an MSME is likely to delay loan repayment, our system alerts the lender 30 days in advance with a risk score.Unlike traditional credit bureaus, we don't just score past data. We predict future financial behaviour and help users correct it before losses happen.Technology:1. AI/ML models for behavioural pattern recognition2. API integration with UPI, Banks, and Accounting software 3. Behavioural Nudges via App, SMS, WhatsApp4. Dashboard for Banks/NBFCs to reduce NPAsImpact:1. For Users: Better financial discipline, higher savings, lower debt2. For Banks: 25-30% reduction in loan defaults using predictive behaviour score3. For India: Financial inclusion by making credit accessible to "new to credit" users based on behaviour, not just CIBILFutusure is working on building India’s first Behavioural Credit Score. This is innovative because no Indian fintech is currently combining AI with human psychology at scale to solve financial wellness.We are incorporated in Ranchi, Jharkhand and aim to make financial services more human-centric through technology.
Written by the company on its public Startup India profile. Not verified by us.
The listing
What the startup says
- CIN
- U74999JH2022PTC019385
- Incorporated (MCA)
- 2022
- Registered on Startup India
- 2026
- Self-declared stage
- Prototype
- Industry
- Professional & Commercial Services
- Professional & Commercial Services in Ranchi
- 100 startups
- District
- Ranchi
- State
- Jharkhand
- Registered pincode
- 834009
- MCA status
- Active
- Company class
- Private
- Registrar
- RoC-Ranchi
- Authorised capital
- ₹1,00,000
- Paid-up capital
- ₹10,000
Building a list? 1,971 Ranchi startups are in Explore, with website and CIN columns, the first 25 free.
Nearby
More startups near here
Other startups the register places in Ranchi, ranked by the evidence held on each, the same six things the dots near the top count.
Around it
The neighbourhood
We hold Bargain Village as a line of text on this startup, not as an index, so we cannot tell you which other companies share it. The district is the finest ring we count.
All 1,971 registered startups in Ranchi are analysed in a 44-page report. About the report
Limits
What we do not know
- no funding signal of any kind
We have no liveness signal for any company on this site: no filings feed, no revenue, no check that the website still resolves. A startup existing here means a startup exists, not that a business is trading.
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