Kuberos Innovations Private Limited
Registered office as filed with the MCA.
Sectors as filed: Personal Finance
The website is as filed on the register. We have not checked that it resolves. Something wrong with this startup?
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Six things we look for on every startup: DPIIT recognition, a CIN, a website, a description, a logo and a funding signal. Not held here: Funding signal.
Location
Where this is
District
Surat
Gujarat
Startup India records the district. We do not have a street address for this company, and we will not invent one.
No point is drawn, because we do not have one.
The register records this company's district and nothing finer, so the district is what is drawn. No point is shown, because we do not have one.
Map data © OpenStreetMap contributors · © Protomaps
Geocode confidence: low
See all Surat startups on the map How we placed this startup
In context
What this startup amounts to
KUBEROS INNOVATIONS PRIVATE LIMITED is a Startup India startup we can place no finer than Surat district, which holds 5,304 startups in this snapshot. 148 of those startups are filed under Finance Technology, 3% of the district. It carries no funding signal of any class, which is true of 4,770 of the 5,304 startups in Surat.
Every figure above is counted from the 2026-08 snapshot and is the same number the page it links to prints.
In their own words
About Startup (Description field) Kubear is a household financial management platform that gives Indian families a single, unified view of their money. The platform aggregates bank accounts, EMIs, SIPs, insurance, and savings goals across all household members and computes one safe-to-spend number each month after all fixed obligations are accounted for. Users interact with their finances through a conversational AI interface in Hindi and English, asking questions in plain language and receiving real-time answers without dashboards, manual categorisation, or financial literacy requirements. Bank data is fetched through RBI's Account Aggregator framework on a user-consent basis. The platform also computes a Kubear Score, a composite financial health metric across cash flow, savings rate, goal progress, and debt load, and rewards users for saving behaviour through a points-based system called Khazana. Kubear is incorporated as a Private Limited company in India and is currently pre-revenue, with the core product live. The primary target segment is dual-income, salaried households in Tier-1 cities. The business model combines a freemium subscription structure (Free, Solo at Rs. 99/month, Family at Rs. 199/month, and Corporate wellness at Rs. 110/seat/month) with distribution commissions from mutual funds, insurance, and digital gold. Kubear does not lend, hold deposits, or carry credit risk. The go-to-market strategy is led by a B2B corporate wellness channel, where employers fund employee subscriptions as a financial benefit. Kubear is backed by Syncoro Ventures and is raising a pre-seed round of Rs. 1.5 crore to fund SEBI RIA and IRDAI registrations, Account Aggregator integration, and the first corporate pilots.
Written by the company on its public Startup India profile. Not verified by us.
The listing
What the startup says
- DPIIT recognition number
- DIPP267878
- CIN
- U62099GJ2026PTC177330
- Incorporated (MCA)
- 2026
- Registered on Startup India
- 2026
- Self-declared stage
- Validation
- Industry
- Finance Technology
- Finance Technology in Surat
- 148 startups
- District
- Surat
- State
- Gujarat
- Registered pincode
- 395001
- MCA status
- Active
- Company class
- Private
- Registrar
- RoC-Ahmedabad
- Authorised capital
- ₹1,00,000
- Paid-up capital
- ₹10,000
Building a list? 5,304 Surat startups are in Explore, with website and CIN columns, the first 25 free.
Nearby
More startups near here
Other startups the register places in Surat, ranked by the evidence held on each, the same six things the dots near the top count.
Around it
The neighbourhood
This startup carries no locality line, so the district is the finest ring we can place it in.
All 5,304 registered startups in Surat are analysed in a 44-page report. About the report
Limits
What we do not know
- no funding signal of any kind
We have no liveness signal for any company on this site: no filings feed, no revenue, no check that the website still resolves. A startup existing here means a startup exists, not that a business is trading.
Is this your company?
Everything here comes from public government records. If something is wrong, the authoritative place to correct it is the Startup India portal itself, and we will pick the correction up on the next monthly snapshot. To flag an error on our side, use the report link or write to trust@indianstartupmap.com.
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