Dartagnan Technologies Private Limited

In their own words

India's Online service connecting users who want loans and users who give loans by securing against any valuable assets through Lending or Pawning assets like Mobile Phones, Laptops, Gadgets, Cars Mobile Phones, iPhone, MacBook, iPad, Laptops, Camera, Gadgets, Vintage or Sports Cars, Bikes, Farming Machinery, Paintings, Artefact, Medals and Prizes, Luxury and Fashion Accessories, Jewelry PLEDGE ANY VALUE ASSET AS COLLATERAL FOR YOUR LOAN - BORROW 80% OF ASSET VALUE **From Our Users Who May Accept it as Valuable Asset . Any kind of asset that can be agreed as valuable to both users – who want loan and who give loan with a purpose to help users bring and create an already damped liquidity in the economy during a global crisis due to Covid 19. UdhaarDe (literal translated meaning in Hindi -lend me money) is one such innovative platform for Lenders and Borrowers bridging non-traditional financing of any asset deemed valuable into mainstream financing and we are rapidly growing in India and Worldwide. As a marketplace we assure to connect borrowers and lenders online benefiting them with better borrowing possibilities at good rates, simplicity and convenience. UdhaarDe is India's online platform connecting users who want loans and users who give loans by securing against any valuable assets through lending or pawning assets. Any kind of asset that can be agreed as valuable to both users – who want loan and who give loan are listed with users being able to bid by tinkering with the amount of loan, interest payable and tenure acceptable to both users and thus with a purpose to help users bring and create lost liquidity in economy during crisis due to Covid 19 and also address the issue that any asset having value in pre-used/second hand market can be pledged to acquire short term loans. It's a first step to create a market for alternative banking for users. Worldwide consumers spend nearly 1.5 trillion USD in buying financial and non financial assets both movable and immovable. A major chunk of these assets does not contribute to wealth creation or an addition to users' portfolios that may return additional income in future. These are non-financial assets. In banking terms such assets are practically non valuable assets or non cashable assets and are usually termed worthless. Much of these assets are classified as recreational possessions. However merely being classified as an asset that cannot be easily converted into cash cannot define its worth. For example iPhone, luxury watches, cars and bikes serve a very useful purpose and are considered as status possessions with a good resale value in a pre-used market. Such assets don't hold a precise monetary value but are valuable or could at least be valuable for a certain period of time due to various factors coming into play like demand and supply, depreciation expiration of technology etc. but still technically the assets hold value which is why the retail price was determined. So it's not just cost of production and other factors that sets the value of an asset but another largely felt to be camouflaged deterrent is the future value of the asset where other factors come such as brand equity and goodwill. Such assets can serve as equals to other cash loanable assets for a short period of time at least. These assets have been majorly ignored, sidelined and unacknowledged primarily because of ignorance and unwillingness or non intent to accept as loanable. There has been no will from banks and institutional lenders to accept such assets as loanable not because of unreliability of assets or maintenance issues but simply i feel circumstantial, and so users are made to part ways with such assets.

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